Comments on: SquareTrade Changes Tune: iPhone Full Retail Price no Longer Coverable

By: Christopher Price

Christopher Price — Sun, 05 Jul 2009 21:46:30 +0000

While that is somewhat correct, Asurion is trying to work with carriers. Sprint for example raised their deductible to $125 on Smart Devices, in order to support the Palm Pre.

AT&T appears to want to keep deductibles low, and not offer a separate tier for iPhone. That appears to be more of a limitation of AT&T’s billing system than anything else (much like MMS and Tethering support on iPhone).

By: Maybe

Maybe — Sun, 05 Jul 2009 10:19:16 +0000

From what I heard it’s Asurion who won’t cover the iPhone not AT&T. Too high a risk or something..

By: Guillermo Sandoval

Guillermo Sandoval — Tue, 30 Jun 2009 22:52:45 +0000

Christopher, thanks for the heads up on this. I haven’t had to file a claim and probably won’t so I can save my coverage for higher end, more expensive equipment. Not looking good for iPhone owners, maybe it’s time I look at a Blackberry device!

By: Christopher Price

Christopher Price — Mon, 29 Jun 2009 21:11:59 +0000

Guillermo, we’re familiar with the State Farm plan here. While it is a good initial plan, we have heard numerous reports that filing even one claim, will result in a huge deductible being added to the policy.

And, State Farm appears to consider one claim against any personal possession to pose a risk to the rest… so a claim on your iPhone, could wind up with a deductible attached to your laptop policy as well. So, my advice there would be to save your homeowner/renters insurance add-on policies for truly big-ticket items, like that shiny new MacBook Pro you’re thinking of buying.

By: Guillermo Sandoval

Guillermo Sandoval — Mon, 29 Jun 2009 18:19:46 +0000

If you are a homeowner, contact your insurance company (I use State Farm). I paid $40 (1 year coverage) for a rider that covers my iphone from damage and if it is lost/stolen. Granted if your phone is severely damaged, they’ll likely give you enough money to get a new phone and not fix the one you have. They are not in the repair business and don’t have repair centers to do it. According to my insurance agent, State Farm realizes that people have high-end devices that are not covered by homeowner’s insurance and therefore are providing this additional service.

I’m not promoting State Farm, simply call your agent and see what’s available.

By: milkbone

milkbone — Mon, 29 Jun 2009 12:52:18 +0000

“citing the difficulty in sourcing replacement parts”

I have successfully repaired several 2g and 3g units using parts readily available from a few sources, including eBay. I do understand the warranty implications regarding the use of possibly non OEM parts, but still, if I can do it…..